How has been the historical performance of Dhanlaxmi Bank?

Answer:The historical performance of Dhanlaxmi Bank shows a steady growth trajectory in various financial metrics over the years. Breakdown: Dhanlaxmi Bank's interest earned increased from 1,206.99 crore in March 2024 to 1,319.88 crore in March 2025, reflecting a positive trend in income generation. The bank's net interest income also rose to 483.29 crore in March 2025 from 458.45 crore in the previous year. Total income reached 1,489.08 crore, up from 1,359.55 crore, while total expenditure, excluding depreciation, increased to 557.39 crore. The operating profit before provisions and contingencies improved to 95.10 crore, and profit before tax slightly increased to 71.62 crore. Consequently, profit after tax rose to 66.64 crore from 57.82 crore. The bank's reserves grew significantly to 841.95 crore in March 2025, up from 617.38 crore, and deposits surged to 16,013.45 crore from 14,290.31 crore. The capital adequacy ratio improved to 16.12%, indicating a stronger capital position. Cash and cash equivalents also increased to 1,079.00 crore, up from 974.00 crore, showcasing better liquidity. Overall, Dhanlaxmi Bank's financial performance demonstrates resilience and growth across key metrics.