How has been the historical performance of Equitas Sma. Fin?

Answer:The historical performance of Equitas Sma. Fin shows significant growth in various financial metrics over the years.

Breakdown:
Equitas Sma. Fin has demonstrated a consistent increase in interest earned, rising from 2,645.44 Cr in Mar'20 to 6,311.73 Cr in Mar'25. This growth is primarily driven by interest on advances, which increased from 2,420.01 Cr in Mar'20 to 5,563.32 Cr in Mar'25. Total income also saw a substantial rise, reaching 7,223.21 Cr in Mar'25 compared to 2,927.80 Cr in Mar'20. However, interest expended also grew significantly, from 1,150.14 Cr in Mar'20 to 3,060.11 Cr in Mar'25, impacting net interest income, which stood at 3,251.62 Cr in Mar'25. The profit before tax fluctuated, peaking at 1,063.12 Cr in Mar'24 but dropping to 198.85 Cr in Mar'25, while profit after tax followed a similar trend, decreasing from 798.96 Cr in Mar'24 to 147.05 Cr in Mar'25. The company's total assets increased from 19,298.25 Cr in Mar'20 to 52,859.35 Cr in Mar'25, and total liabilities also rose from 19,298.25 Cr to 52,859.35 Cr in the same period. Cash and cash equivalents improved significantly, ending at 5,465.00 Cr in Mar'25, up from 2,531.00 Cr in Mar'20. Overall, while Equitas Sma. Fin has shown growth in income and assets, recent declines in profitability metrics indicate challenges that may need addressing.