How has been the historical performance of Federal Bank?

Answer:The historical performance of Federal Bank shows a consistent growth trajectory in key financial metrics over the years.

Breakdown:
Federal Bank's interest earned has increased significantly from INR 13,660.76 crore in March 2022 to INR 26,365.25 crore in March 2025, reflecting a strong upward trend. The bank's net interest income also rose from INR 5,961.96 crore in March 2022 to INR 9,467.99 crore in March 2025, indicating improved profitability. Total income followed a similar pattern, climbing from INR 15,749.85 crore in March 2022 to INR 30,166.50 crore in March 2025. However, interest expended also increased, from INR 7,698.80 crore in March 2022 to INR 16,897.26 crore in March 2025. The profit before tax saw a substantial rise from INR 2,536.08 crore in March 2022 to INR 5,368.07 crore in March 2025, while profit after tax grew from INR 1,889.82 crore to INR 4,051.89 crore in the same period. The bank's total assets increased from INR 2,01,696.73 crore in March 2021 to INR 3,08,827.63 crore in March 2024, showcasing robust growth in its balance sheet. Additionally, the net profit margin was 15.37% in March 2025, down from 16.77% in March 2024, indicating a slight contraction despite overall profit growth. The bank's capital adequacy ratio improved to 16.4% in March 2025, up from 15.77% in March 2022, reflecting a strong capital position. Overall, Federal Bank has demonstrated significant growth in earnings, profitability, and asset base over the years.