How has been the historical performance of Federal Bank?

Answer:The historical performance of Federal Bank shows a consistent growth trajectory in various financial metrics over the years.

Breakdown:
Federal Bank's interest earned has significantly increased from INR 13,210.75 crore in March 2019 to INR 26,365.25 crore in March 2025, reflecting a robust growth in income on investments and interest on advances. The bank's net interest income also rose from INR 4,176.35 crore in March 2019 to INR 9,467.99 crore in March 2025, indicating improved profitability. Total income followed a similar upward trend, reaching INR 30,166.50 crore in March 2025, up from INR 12,770.05 crore in March 2019. However, interest expended also increased, from INR 7,242.68 crore in March 2019 to INR 16,897.26 crore in March 2025. The profit before tax rose from INR 1,907.25 crore in March 2019 to INR 5,368.07 crore in March 2025, while profit after tax increased from INR 1,243.89 crore to INR 4,051.89 crore over the same period. The bank's total assets grew from INR 1,59,653.19 crore in March 2019 to INR 3,08,827.63 crore in March 2024, with total liabilities also rising correspondingly. The net profit margin showed fluctuations, peaking at 17.92% in March 2023 before settling at 15.37% in March 2025. The bank's capital adequacy ratio improved from 14.14% in March 2019 to 16.4% in March 2025, indicating a stronger capital position. Overall, Federal Bank has demonstrated solid growth in income, profitability, and asset base over the years.