How has been the historical performance of Fino Payments?

Answer:The historical performance of Fino Payments shows significant growth in net sales and profit over the years, with a notable increase in total operating income and profit after tax. Breakdown: Fino Payments has demonstrated a strong upward trend in net sales, rising from 18.13 Cr in March 2020 to 195.23 Cr in March 2025. Total operating income followed a similar trajectory, increasing from 19.15 Cr in March 2019 to 195.23 Cr in March 2025. Despite this growth in revenue, the company has faced challenges with total expenditure, which escalated from 427.04 Cr in March 2019 to 1,638.17 Cr in March 2025, leading to operating losses. However, the operating profit (PBDIT) improved from a loss of 61.45 Cr in March 2019 to a profit of 108.35 Cr in March 2025. Profit after tax also showed a positive trend, increasing from a loss of 62.38 Cr in March 2019 to a profit of 92.53 Cr in March 2025. The company's total assets grew significantly from 624.00 Cr in March 2020 to 4,205.94 Cr in March 2025, while total liabilities also increased from 110.79 Cr to 839.46 Cr during the same period. Cash flow from operating activities improved, reaching 76.00 Cr in March 2025, contributing to a closing cash balance of 1,104.00 Cr. Overall, Fino Payments has shown resilience and growth in its financial performance despite facing operational challenges.