How has been the historical performance of GIC Housing Fin?

Answer:The historical performance of GIC Housing Fin shows a mixed trend in its financial metrics over the past four years.

Breakdown:
GIC Housing Fin's net sales have fluctuated, with a peak of 1,149.78 Cr in Mar'22, followed by a decline to 1,078.91 Cr in Mar'25. Total operating income mirrored this trend, decreasing from 1,149.78 Cr in Mar'22 to 1,078.91 Cr in Mar'25. Operating profit (PBDIT) also saw a decline from 1,002.28 Cr in Mar'23 to 937.73 Cr in Mar'25, while profit before tax showed a similar pattern, dropping from 289.85 Cr in Mar'23 to 206.70 Cr in Mar'25. Profit after tax followed suit, decreasing from 213.25 Cr in Mar'23 to 160.42 Cr in Mar'25. Despite these declines, the company's reserves have increased significantly from 1,456.88 Cr in Mar'22 to 1,910.96 Cr in Mar'25, indicating a strengthening balance sheet. Total liabilities decreased from 11,801.90 Cr in Mar'22 to 10,702.88 Cr in Mar'25, with total debt also declining from 10,347.48 Cr to 8,727.31 Cr over the same period. Cash flow from operating activities decreased from 1,285 Cr in Mar'22 to 522 Cr in Mar'24, reflecting challenges in generating cash. Overall, while GIC Housing Fin has seen a decline in sales and profits, it has managed to strengthen its reserves and reduce liabilities.