How has been the historical performance of GIC Housing Fin?

Answer:The historical performance of GIC Housing Fin shows a mixed trend in key financial metrics over the past four years.

Breakdown:
GIC Housing Fin's net sales have fluctuated, with a peak of 1,149.78 Cr in March 2022, followed by a decline to 1,078.91 Cr in March 2025. Total operating income mirrored this trend, reaching 1,149.78 Cr in March 2022 and decreasing to 1,078.91 Cr by March 2025. Operating profit (PBDIT) also experienced a decline from 1,002.28 Cr in March 2023 to 937.73 Cr in March 2025, while profit before tax showed a similar pattern, dropping from 289.85 Cr in March 2023 to 206.70 Cr in March 2025. Profit after tax followed suit, decreasing from 213.25 Cr in March 2023 to 160.42 Cr in March 2025. Despite these declines, the company's reserves have increased from 1,456.88 Cr in March 2022 to 1,910.96 Cr in March 2025, indicating a strengthening of shareholder's funds, which rose from 1,510.76 Cr to 1,964.84 Cr over the same period. The total liabilities decreased from 11,801.90 Cr in March 2022 to 10,702.88 Cr in March 2025, while total assets also fell from 11,801.90 Cr to 10,702.88 Cr. Cash flow from operating activities has decreased significantly, from 1,285 Cr in March 2022 to 522 Cr in March 2024, reflecting challenges in cash generation. Overall, GIC Housing Fin has shown a decline in profitability and cash flow, despite an increase in reserves and shareholder equity.