How has been the historical performance of GIC Housing Fin?

Answer:The historical performance of GIC Housing Fin shows a mixed trend in key financial metrics over the past four years.

Breakdown:
GIC Housing Fin's net sales have fluctuated, with a peak of 1,149.78 Cr in Mar'22, followed by a decline to 1,078.91 Cr in Mar'25. Total operating income mirrored this trend, decreasing from 1,149.78 Cr in Mar'22 to 1,078.91 Cr in Mar'25. Operating profit (PBDIT) also saw a decrease from 1,002.28 Cr in Mar'23 to 937.73 Cr in Mar'25, while profit before tax showed a similar decline from 289.85 Cr in Mar'23 to 206.70 Cr in Mar'25. Profit after tax followed suit, dropping from 213.25 Cr in Mar'23 to 160.42 Cr in Mar'25. Despite these declines, the company's reserves increased from 1,456.88 Cr in Mar'22 to 1,910.96 Cr in Mar'25, indicating a strengthening balance sheet. Total liabilities decreased from 11,801.90 Cr in Mar'22 to 10,702.88 Cr in Mar'25, while total assets also declined from 11,801.90 Cr to 10,702.88 Cr over the same period. Cash flow from operating activities decreased significantly from 1,043.00 Cr in Mar'23 to 522.00 Cr in Mar'24, reflecting challenges in cash generation. Overall, while GIC Housing Fin has seen some growth in reserves, its profitability and sales have faced downward pressure in recent years.