How has been the historical performance of Greencrest Finan?

Answer:The historical performance of Greencrest Finan shows significant growth in net sales and operating income over the years, with net sales reaching 71.77 Cr in March 2025, up from 39.27 Cr in March 2024 and 24.48 Cr in March 2023. The total operating income has similarly increased, reflecting a consistent upward trend from 8.88 Cr in March 2022 to 71.77 Cr in March 2025. However, the company has faced challenges with total expenditure, which rose to 69.78 Cr in March 2025 from 37.45 Cr in March 2024. Despite this, the operating profit (PBDIT) has shown improvement, reaching 2.00 Cr in March 2025 compared to 1.82 Cr in March 2024. The profit before tax also increased to 1.78 Cr in March 2025, while profit after tax was 1.22 Cr for the same period.

In terms of assets and liabilities, total liabilities grew to 92.07 Cr in March 2024 from 78.08 Cr in March 2023, with total debt also increasing to 32.34 Cr. The total assets mirrored this growth, reaching 92.07 Cr in March 2024. Cash flow analysis indicates a net cash outflow of 1.00 Cr in March 2024, contrasting with a net inflow of 1.00 Cr in March 2023. The company's earnings per share remained stable at 0.03 for both March 2024 and March 2025, while the operating profit margin decreased to 2.77% in March 2025 from 4.63% in March 2024, indicating a decline in profitability relative to sales.

Breakdown:
Greencrest Finan has demonstrated a robust growth trajectory in net sales, which surged to 71.77 Cr in March 2025, significantly higher than previous years. This growth is mirrored in total operating income, which also rose to 71.77 Cr. However, the company faced rising total expenditures, which climbed to 69.78 Cr, impacting profitability. Operating profit (PBDIT) improved to 2.00 Cr, while profit before tax reached 1.78 Cr, and profit after tax was recorded at 1.22 Cr. On the balance sheet, total liabilities increased to 92.07 Cr, with total assets matching this figure, indicating a stable financial position despite the growing debt of 32.34 Cr. Cash flow analysis revealed a net outflow of 1.00 Cr in March 2024, contrasting with the previous year's inflow, suggesting fluctuations in cash management. Overall, while Greencrest Finan has shown impressive sales growth, it faces challenges in maintaining profitability and managing expenses effectively.