How has been the historical performance of I O B?

Answer:The historical performance of I O B shows a significant improvement in various financial metrics over the years, particularly from March 2020 to March 2025.

Breakdown:
I O B's interest earned has steadily increased from 17,631.27 crore in March 2019 to 28,131.01 crore in March 2025, reflecting a strong growth trajectory. The net interest income also rose significantly, from 5,279.14 crore in March 2019 to 10,890.21 crore in March 2025. Total income followed a similar trend, climbing from 21,837.59 crore in March 2019 to 33,676.08 crore in March 2025. Despite an increase in interest expended from 12,352.13 crore in March 2019 to 17,240.80 crore in March 2025, the profit before tax improved dramatically from a loss of 8,344.48 crore in March 2020 to a profit of 4,511.72 crore in March 2025. Profit after tax also saw a remarkable recovery, moving from a loss of 8,527.40 crore in March 2020 to a profit of 3,334.71 crore in March 2025. The capital adequacy ratio improved from 10.21% in March 2019 to 19.74% in March 2025, indicating a stronger capital position. Additionally, the number of branches increased from 3,450 in March 2019 to 3,335 in March 2025, while the number of ATMs remained relatively stable. Overall, I O B has demonstrated a robust recovery and growth in its financial performance over the past several years.