How has been the historical performance of I O B?

Answer:The historical performance of I O B shows a significant recovery and growth trend over the years, particularly from March 2021 onwards.

Breakdown:
I O B's interest earned has increased from 16,965.53 Cr in March 2021 to 28,131.01 Cr in March 2025, reflecting a consistent upward trajectory. The net interest income also rose from 5,898.50 Cr in March 2021 to 10,890.21 Cr in March 2025, indicating improved profitability. Total income followed a similar trend, growing from 22,524.55 Cr in March 2021 to 33,676.08 Cr in March 2025. Despite a rise in interest expended from 11,067.03 Cr in March 2021 to 17,240.80 Cr in March 2025, the profit before tax surged from 839.71 Cr in March 2021 to 4,511.72 Cr in March 2025, showcasing effective cost management. The profit after tax also saw a remarkable increase from 831.47 Cr in March 2021 to 3,334.71 Cr in March 2025. The capital adequacy ratio improved significantly from 15.32% in March 2021 to 19.74% in March 2025, indicating a stronger financial position. Total assets grew from 2,74,010.36 Cr in March 2021 to 3,95,014.95 Cr in March 2025, while total liabilities increased from 2,60,726.83 Cr to 3,95,014.94 Cr during the same period. Cash and cash equivalents showed a positive trend, increasing from 30,776.00 Cr in March 2021 to 21,070.00 Cr in March 2025, reflecting improved liquidity. Overall, I O B has demonstrated a strong recovery and growth trajectory in its financial performance over the past few years.