How has been the historical performance of ICICI Bank?

Answer:The historical performance of ICICI Bank shows a consistent upward trend in key financial metrics over the years.

Breakdown:
ICICI Bank's interest earned has significantly increased from INR 74,798.32 crore in March 2020 to INR 1,63,263.78 crore in March 2025, reflecting a strong growth trajectory. The net interest income also rose from INR 33,267.07 crore in March 2020 to INR 81,164.44 crore in March 2025. Total income followed a similar trend, climbing from INR 91,246.94 crore in March 2020 to INR 1,91,770.48 crore in March 2025. Despite rising interest expenditure, which increased from INR 41,531.25 crore to INR 82,099.34 crore over the same period, the profit before tax surged from INR 14,048.04 crore to INR 62,616.20 crore. The profit after tax also saw a substantial rise, moving from INR 7,930.81 crore in March 2020 to INR 47,226.99 crore in March 2025. Additionally, the bank's total assets grew from INR 11,01,137.12 crore in March 2020 to INR 21,24,067.26 crore in March 2025, while total liabilities increased from INR 11,01,137.12 crore to INR 21,24,067.25 crore. The closing cash and cash equivalents improved from INR 119,155 crore in March 2020 to INR 185,562 crore in March 2025, indicating a solid liquidity position. Overall, ICICI Bank has demonstrated robust growth in income, profitability, and asset base over the years.