How has been the historical performance of ICICI Lombard?

Answer:The historical performance of ICICI Lombard shows a consistent growth trajectory in net sales, total operating income, and profit metrics over the years leading up to March 2025.

Breakdown:
ICICI Lombard's net sales have increased significantly from INR 9,403.52 crore in March 2020 to INR 19,800.20 crore in March 2025, reflecting a robust growth trend. Other operating income has also risen from INR 1,795.53 crore in March 2019 to INR 4,160.72 crore in March 2025, contributing to a total operating income that grew from INR 10,170.88 crore in March 2019 to INR 23,960.92 crore in March 2025. The total expenditure, excluding depreciation, has increased from INR 8,652.31 crore in March 2019 to INR 20,679.50 crore in March 2025, indicating rising operational costs alongside revenue growth. Operating profit, excluding other income, has shown a positive trend, climbing from INR 1,518.57 crore in March 2019 to INR 3,281.42 crore in March 2025. Profit after tax has also seen a substantial increase, moving from INR 1,049.27 crore in March 2019 to INR 2,508.29 crore in March 2025, with the profit after tax margin improving from 12.53% to 12.67% over the same period. Overall, ICICI Lombard's financial performance demonstrates strong growth in both revenues and profitability metrics across the years.