How has been the historical performance of ICICI Lombard?

Answer:The historical performance of ICICI Lombard shows a consistent growth trajectory in net sales, operating income, and profit metrics over the years leading up to March 2025.

Breakdown:
ICICI Lombard's net sales have increased significantly from INR 9,403.52 crore in March 2020 to INR 19,800.20 crore in March 2025. Other operating income has also risen, reaching INR 4,160.72 crore in March 2025, contributing to a total operating income of INR 23,960.92 crore for the same period. The total expenditure, excluding depreciation, has grown to INR 20,679.50 crore, resulting in an operating profit (PBDIT) of INR 3,321.31 crore in March 2025, up from INR 1,598.42 crore in March 2019. Profit before tax has similarly increased to INR 3,321.31 crore, leading to a profit after tax of INR 2,508.29 crore in March 2025, compared to INR 1,049.27 crore in March 2019. The company's earnings per share have improved to INR 50.6, while the book value per share has reached INR 292.19. On the balance sheet, total assets have grown to INR 68,851.21 crore, with total liabilities at INR 68,851.21 crore as of March 2025. Cash flow from operating activities has shown variability, with a net cash outflow of INR 247 crore in March 2025, down from a net inflow of INR 2,406 crore in March 2024. Overall, ICICI Lombard has demonstrated robust growth in key financial metrics over the years.