How has been the historical performance of ICICI Pru Life?

Answer:The historical performance of ICICI Pru Life shows a fluctuating trend in net sales, with a peak of 89,683.04 Cr in Mar'24, followed by a decline to 70,778.14 Cr in Mar'25. The total operating income mirrored this trend, decreasing from 89,683.04 Cr in Mar'24 to 70,778.14 Cr in Mar'25. Operating profit, however, improved significantly, moving from a loss of -1,010.67 Cr in Mar'24 to a profit of 1,581.81 Cr in Mar'25. Profit after tax also increased from 850.66 Cr in Mar'24 to 1,185.52 Cr in Mar'25, indicating a positive turnaround. The earnings per share rose from 5.9 in Mar'24 to 8.2 in Mar'25, while the book value per share increased from 76.12 to 81.94 over the same period. On the balance sheet, total assets grew from 2,98,999.31 Cr in Mar'24 to 3,14,236.03 Cr in Mar'25, with total liabilities also increasing from 2,98,999.31 Cr to 3,14,236.03 Cr. Cash flow from operating activities showed a negative trend, worsening from -7,315.00 Cr in Mar'24 to -9,412.00 Cr in Mar'25, while cash flow from investing activities remained positive at 6,874.00 Cr in Mar'25.

Breakdown:
ICICI Pru Life's financial performance over the years reflects significant volatility in net sales, which peaked in Mar'24 before declining in Mar'25. Despite this drop in sales, the company managed to turn around its operating profit from a loss to a substantial gain, showcasing improved operational efficiency. The increase in profit after tax and earnings per share indicates a strengthening bottom line, suggesting effective cost management and revenue generation strategies. The balance sheet shows growth in total assets and liabilities, indicating expansion, while cash flow from operating activities remains a concern, highlighting the need for improved cash management. Overall, the company appears to be on a recovery path, with positive trends in profitability metrics despite challenges in sales and cash flow.