How has been the historical performance of India Home Loans?

Answer:The historical performance of India Home Loans has shown significant fluctuations over the years, particularly in net sales and profitability. In the fiscal year ending March 2025, net sales were reported at 13.60 crore, a decrease from 12.02 crore in March 2024, and a notable decline from 22.34 crore in March 2023. The total operating income followed a similar trend, with figures of 13.60 crore in March 2025 and 12.02 crore in March 2024, down from 22.34 crore in March 2023. Operating profit (PBDIT) for March 2025 was 0.58 crore, recovering from a loss of 3.18 crore in March 2024, but still lower than the 1.32 crore profit in March 2023. The profit before tax showed a slight recovery to 0.35 crore in March 2025 from a loss of 3.37 crore in March 2024, while profit after tax also improved to 0.27 crore from a loss of 3.44 crore in the previous year.

The company's total liabilities decreased to 99.63 crore in March 2025 from 104.00 crore in March 2024, reflecting a reduction in short-term borrowings, which fell to 49.25 crore from 56.79 crore. Total assets also declined to 99.63 crore in March 2025 from 104.00 crore in March 2024, primarily due to a decrease in non-current investments and cash reserves. The cash flow from operating activities was reported at 12.00 crore in March 2025, down from 30.00 crore in March 2024, while cash flow from financing activities showed a negative trend at -7.00 crore in March 2025 compared to -34.00 crore in March 2024. Overall, the company has faced challenges in maintaining consistent revenue and profitability, with a notable recovery in the most recent fiscal year but still below previous highs.

Breakdown:
India Home Loans has experienced a volatile financial trajectory over the past several years, with net sales declining from 31.40 crore in March 2019 to 13.60 crore in March 2025. The total operating income mirrored this decline, falling from 31.40 crore in March 2019 to 13.60 crore in March 2025. Operating profit fluctuated significantly, with a peak of 4.50 crore in March 2022, but dropping to 0.58 crore in March 2025 after a loss in the previous year. Profit before tax also saw a recovery to 0.35 crore in March 2025 from a loss of 3.37 crore in March 2024, while profit after tax improved to 0.27 crore from a loss of 3.44 crore. Total liabilities decreased to 99.63 crore in March 2025, reflecting a reduction in short-term borrowings, while total assets also fell to 99.63 crore. Cash flow from operating activities was positive at 12.00 crore in March 2025, although cash flow from financing activities remained negative. Overall, the company has shown signs of recovery but continues to face challenges in sustaining growth and profitability.