How has been the historical performance of Indian Bank?

Answer:The historical performance of Indian Bank shows a consistent growth trajectory in key financial metrics over the years.

Breakdown:
Indian Bank's interest earned has seen a significant increase from INR 21,404.97 crore in March 2020 to INR 62,002.16 crore in March 2025. This growth is driven primarily by interest on advances, which rose from INR 13,983.87 crore in March 2019 to INR 44,856.39 crore in March 2025. The bank's total income also grew substantially, reaching INR 71,225.64 crore in March 2025, up from INR 21,067.70 crore in March 2019. Net interest income followed a similar upward trend, increasing from INR 7,018.09 crore in March 2019 to INR 25,176.37 crore in March 2025. Total expenditure, excluding depreciation, rose to INR 15,401.65 crore in March 2025 from INR 4,020.37 crore in March 2019. Profit before tax surged to INR 14,786.93 crore in March 2025, compared to just INR 284.21 crore in March 2019, while profit after tax reached INR 10,918.29 crore in March 2025, up from INR 321.95 crore in March 2019. The bank's total assets increased from INR 3,09,468.18 crore in March 2020 to INR 8,74,654.17 crore in March 2025, reflecting strong growth in deposits, which rose to INR 7,37,153.56 crore in March 2025 from INR 2,60,225.90 crore in March 2020. The capital adequacy ratio improved to 17.94% in March 2025, indicating a solid capital position, while the net NPAs decreased significantly, showing improved asset quality. Overall, Indian Bank has demonstrated robust financial performance and growth over the past several years.