How has been the historical performance of J&K Bank?

Jul 15 2025 10:37 PM IST
share
Share Via
J&K Bank has shown significant growth from March 2021 to March 2025, with interest earned rising from ₹8,111.09 crore to ₹12,535.86 crore, net profit increasing from ₹432.12 crore to ₹2,082.46 crore, and an improved capital adequacy ratio of 16.29%. Overall, the bank's financial metrics indicate robust performance and profitability.
Answer:
The historical performance of J&K Bank has shown significant improvement over the years, particularly from March 2021 to March 2025.

Breakdown:
J&K Bank's interest earned has steadily increased from 8,111.09 crore in March 2021 to 12,535.86 crore in March 2025, reflecting a strong growth trajectory. The net interest income also rose from 3,770.78 crore in March 2021 to 5,793.82 crore in March 2025, indicating improved profitability. The total income followed a similar trend, climbing from 8,803.17 crore in March 2021 to 13,672.67 crore in March 2025. The bank's profit before tax surged from 534.07 crore in March 2021 to 2,933.70 crore in March 2025, while profit after tax increased from 432.12 crore to 2,082.46 crore during the same period. The net profit margin also improved, reaching 16.61% in March 2025 compared to 5.33% in March 2021. On the balance sheet, total assets grew from 1,08,872.10 crore in March 2020 to 1,54,526.59 crore in March 2024, with total liabilities increasing correspondingly. The bank's capital adequacy ratio improved to 16.29% in March 2025 from 12.2% in March 2021, indicating a stronger capital position. Overall, J&K Bank has demonstrated robust growth in key financial metrics, positioning itself favorably in the banking sector.
{{stockdata.stock.stock_name.value}} Live

{{stockdata.stock.price.value}} {{stockdata.stock.price_difference.value}} ({{stockdata.stock.price_percentage.value}}%)

{{stockdata.stock.date.value}} | BSE+NSE Vol: {{stockdata.index_name}} Vol: {{stockdata.stock.bse_nse_vol.value}} ({{stockdata.stock.bse_nse_vol_per.value}}%)


Our weekly and monthly stock recommendations are here
Loading...
{{!sm.blur ? sm.comp_name : ''}}
Industry
{{sm.old_ind_name }}
Market Cap
{{sm.mcapsizerank }}
Date of Entry
{{sm.date }}
Entry Price
Target Price
{{sm.target_price }} ({{sm.performance_target }}%)
Holding Duration
{{sm.target_duration }}
Last 1 Year Return
{{sm.performance_1y}}%
{{sm.comp_name}} price as on {{sm.todays_date}}
{{sm.price_as_on}} ({{sm.performance}}%)
Industry
{{sm.old_ind_name}}
Market Cap
{{sm.mcapsizerank}}
Date of Entry
{{sm.date}}
Entry Price
{{sm.opening_price}}
Last 1 Year Return
{{sm.performance_1y}}%
Related News