How has been the historical performance of Karnataka Bank?

Answer:The historical performance of Karnataka Bank shows a steady growth in various financial metrics over the years. Breakdown: Karnataka Bank's interest earned has increased from 6,474.77 Cr in Mar'20 to 9,013.60 Cr in Mar'25, reflecting a consistent upward trend. The net interest income also rose significantly, from 2,030.36 Cr in Mar'20 to 3,310.38 Cr in Mar'25. Total income followed suit, climbing from 7,736.40 Cr in Mar'20 to 10,283.12 Cr in Mar'25. However, the profit after tax showed fluctuations, peaking at 1,306.28 Cr in Mar'24 before slightly declining to 1,272.37 Cr in Mar'25. The bank's total liabilities increased from 79,171.19 Cr in Mar'19 to 1,16,205.24 Cr in Mar'24, indicating growth in deposits which reached 98,057.83 Cr in Mar'24, up from 68,452.12 Cr in Mar'19. The capital adequacy ratio improved from 12.88% in Mar'20 to 19.85% in Mar'25, showcasing a stronger capital position. Cash and cash equivalents also saw an increase, closing at 7,992.00 Cr in Mar'24, up from 3,609.00 Cr in Mar'19. Overall, Karnataka Bank has demonstrated robust growth in income and assets, with a solid capital base, despite some variability in profit margins.