How has been the historical performance of Kotak Mah. Bank?

Answer:The historical performance of Kotak Mahindra Bank shows a consistent growth trajectory across various financial metrics over the years.

Breakdown:
Kotak Mahindra Bank's interest earned has increased significantly from INR 26,929.61 crore in March 2020 to INR 52,919.73 crore in March 2025, reflecting a robust growth in income on investments and interest on advances. The total income has also risen from INR 28,547.24 crore in March 2019 to INR 67,858.12 crore in March 2025. Net interest income has followed a similar upward trend, reaching INR 28,341.78 crore in March 2025, up from INR 11,205.81 crore in March 2019. Profit before tax has shown a strong increase, climbing from INR 7,385.79 crore in March 2019 to INR 21,584.11 crore in March 2025, while profit after tax reached INR 16,450.08 crore in March 2025, up from INR 4,865.33 crore in March 2019. The bank's total assets have expanded from INR 3,12,332.67 crore in March 2019 to INR 6,00,601.07 crore in March 2024, indicating solid growth in deposits and advances. The net profit margin has remained healthy, with a PAT margin of 31.08% in March 2025. Additionally, the bank's capital adequacy ratio has improved, standing at 22.25% in March 2025, showcasing its strong capital position. Overall, Kotak Mahindra Bank has demonstrated significant growth in revenue, profitability, and asset base over the years.