How has been the historical performance of M & M Fin. Serv.?

Answer:The historical performance of M & M Fin. Serv. shows a consistent growth in net sales and profitability over the years, culminating in the fiscal year ending March 2025.

Breakdown:
M & M Fin. Serv. has demonstrated significant growth in net sales, increasing from 12,699.53 Cr in March 2023 to 18,463.10 Cr in March 2025. The total operating income followed a similar upward trend, reaching 18,463.10 Cr in March 2025. Operating profit (PBDIT) also saw a rise, climbing to 11,698.32 Cr in March 2025 from 8,136.76 Cr in March 2023. However, interest expenses surged to 8,415.43 Cr in March 2025, up from 5,094.30 Cr in March 2023, impacting profit before tax, which was 2,961.68 Cr in March 2025. The profit after tax increased to 2,195.64 Cr in March 2025, reflecting a healthy PAT margin of 12.25%. The company's total assets rose to 1,43,276.71 Cr in March 2025, while total liabilities also increased to 1,43,276.71 Cr, indicating a balanced growth in both assets and liabilities. Cash flow from operating activities remained negative at -15,601.00 Cr in March 2025, although the net cash inflow was positive at 926.00 Cr, suggesting improved liquidity. Overall, M & M Fin. Serv. has shown robust growth in revenue and profitability, despite rising interest costs and negative cash flow from operations.