How has been the historical performance of Max Financial?

Answer:Max Financial's historical performance shows a fluctuating trend in net sales and profitability over the years. As of March 2025, net sales were reported at 46,468.91 Cr, a slight decrease from 46,575.62 Cr in March 2024, but a significant increase from 31,412.67 Cr in March 2023. The total operating income mirrored this trend, remaining relatively stable around the 46,000 Cr mark in the last two years. Operating profit (PBDIT) for March 2025 was 452.97 Cr, down from 462.85 Cr in the previous year, while profit before tax increased to 450.10 Cr from 416.10 Cr. However, profit after tax saw a modest rise to 406.74 Cr from 393.52 Cr in March 2024. The company's earnings per share (EPS) decreased slightly to 9.53 from 9.90, reflecting the overall profitability trend.

On the balance sheet side, total assets grew to 1,89,998.69 Cr in March 2025 from 1,62,771.45 Cr in March 2024, driven by an increase in non-current investments, which reached 1,79,922.90 Cr. Total liabilities also rose to 1,89,998.69 Cr, with long-term borrowings increasing significantly to 1,025.46 Cr. The company's cash flow from operating activities improved to 8,351.00 Cr, while cash flow from investing activities showed a negative trend at -9,703.00 Cr. The net cash inflow for March 2025 was 609.00 Cr, indicating a positive cash position despite the challenges in investment cash flows.

Breakdown:
Max Financial's net sales for March 2025 were 46,468.91 Cr, slightly down from the previous year, but significantly higher than the figures from earlier years. The total operating income followed a similar pattern, remaining stable around the 46,000 Cr range. Operating profit (PBDIT) decreased marginally to 452.97 Cr, while profit before tax increased to 450.10 Cr, indicating a positive trend in profitability. Profit after tax also rose to 406.74 Cr, although EPS saw a slight decline to 9.53. On the balance sheet, total assets increased to 1,89,998.69 Cr, with non-current investments contributing significantly to this growth. Total liabilities also rose, particularly long-term borrowings, which increased to 1,025.46 Cr. Cash flow from operating activities improved, while cash flow from investing activities remained negative, resulting in a net cash inflow of 609.00 Cr for the year.