How has been the historical performance of Niyogin Fintech?

Answer:The historical performance of Niyogin Fintech shows a significant increase in net sales over the years, rising from 27.91 Cr in Mar'20 to 303.98 Cr in Mar'25. Total operating income followed a similar trend, reaching 303.98 Cr in Mar'25, compared to 27.91 Cr in Mar'20. However, the company has consistently reported negative operating profits, with an operating profit of -0.29 Cr in Mar'25, an improvement from -13.37 Cr in Mar'24 but still reflecting ongoing challenges. The profit before tax has also remained negative, at -22.27 Cr in Mar'25, although it has improved from -26.12 Cr in Mar'24. The profit after tax showed a loss of -16.33 Cr in Mar'25, which is better than the -24.84 Cr loss in Mar'24.

On the balance sheet, total liabilities increased from 250.38 Cr in Mar'20 to 564.32 Cr in Mar'25, while total assets also rose from 250.38 Cr to 564.32 Cr in the same period. The company has no long-term borrowings, but short-term borrowings increased significantly to 96.04 Cr in Mar'25 from 0.22 Cr in Mar'20. Cash flow from operating activities has been negative, with -86.00 Cr in Mar'25, indicating ongoing cash flow challenges, although cash flow from financing activities was positive at 91.00 Cr in Mar'25. Overall, while Niyogin Fintech has shown growth in sales and total income, it continues to face profitability and cash flow issues.

Breakdown:
Niyogin Fintech's net sales have shown a remarkable upward trajectory, increasing from 27.91 Cr in Mar'20 to 303.98 Cr in Mar'25, indicating a strong growth trend in revenue generation. Despite this growth, the company has struggled with profitability, reporting an operating profit of -0.29 Cr in Mar'25, which, while an improvement from -13.37 Cr in the previous year, still reflects ongoing operational challenges. The profit before tax has also remained negative, at -22.27 Cr in Mar'25, although it has improved from -26.12 Cr in Mar'24. The profit after tax loss narrowed to -16.33 Cr in Mar'25 from -24.84 Cr in Mar'24, suggesting some progress. On the balance sheet, total liabilities have risen significantly to 564.32 Cr in Mar'25, alongside total assets that also increased to the same figure, indicating a balanced growth in both areas. The absence of long-term borrowings and a notable rise in short-term borrowings to 96.04 Cr in Mar'25 highlight the company's reliance on short-term financing. Cash flow from operating activities has been negative at -86.00 Cr in Mar'25, although cash flow from financing activities was positive at 91.00 Cr, reflecting a reliance on financing to manage cash flow challenges.