How has been the historical performance of PB Fintech.?

Answer:The historical performance of PB Fintech shows a significant upward trend in net sales and profitability over the past few years, culminating in a positive net profit for the fiscal year ending March 2025.

Breakdown:
PB Fintech's net sales have increased consistently from INR 771.30 crore in March 2020 to INR 4,977.21 crore in March 2025. The total operating income followed a similar trajectory, reaching INR 4,977.21 crore in March 2025, up from INR 771.30 crore in March 2020. The company's total expenditure, excluding depreciation, also rose, but at a slower pace, from INR 1,091.18 crore in March 2020 to INR 4,883.53 crore in March 2025. This resulted in an operating profit (PBDIT) of INR 501.41 crore in March 2025, a significant recovery from the losses seen in previous years. The profit before tax turned positive at INR 387.36 crore in March 2025, compared to a loss of INR 487.79 crore in March 2023. Consequently, the profit after tax reached INR 352.90 crore in March 2025, a substantial improvement from the losses recorded in earlier years. The earnings per share (EPS) also reflected this positive trend, increasing to INR 7.69 in March 2025 from a loss of INR 10.82 in March 2023. Overall, PB Fintech's financial performance indicates a strong recovery and growth trajectory in recent years.