How has been the historical performance of Punjab Natl.Bank?

Answer:The historical performance of Punjab Natl.Bank shows significant growth in various financial metrics over the years, particularly from March 2020 to March 2025.

Breakdown:
Punjab Natl.Bank has demonstrated a robust increase in interest earned, rising from 53,800.03 crore in March 2020 to 1,21,760.73 crore by March 2025. This growth is driven by substantial gains in interest on advances, which surged from 35,086.21 crore in March 2019 to 86,100.95 crore in March 2025. The total income also reflects this upward trend, escalating from 58,687.66 crore in March 2019 to 1,38,070.10 crore in March 2025. Net interest income has similarly improved, reaching 42,782.17 crore in March 2025, compared to 17,156.31 crore in March 2019. Profit before tax has seen a remarkable recovery, moving from a loss of 15,345.77 crore in March 2019 to a profit of 25,156.07 crore in March 2025, while profit after tax increased from a loss of 9,975.49 crore to 16,630.20 crore in the same period. The bank's total assets have grown significantly, from 8,31,170.40 crore in March 2020 to 18,20,011.39 crore in March 2025, indicating a strong balance sheet. Additionally, the capital adequacy ratio has improved, reaching 17.01% in March 2025, up from 9.73% in March 2019, reflecting enhanced financial stability. Overall, Punjab Natl.Bank's performance illustrates a strong recovery and growth trajectory over the past several years.