How has been the historical performance of Punjab Natl.Bank?

Answer:The historical performance of Punjab Natl.Bank shows significant growth in various financial metrics over the years, particularly from March 2020 to March 2025.

Breakdown:
Punjab Natl.Bank has demonstrated a robust increase in interest earned, rising from 53,800.03 crore in March 2020 to 1,21,760.73 crore by March 2025. This growth is driven by substantial increases in interest on advances, which jumped from 35,086.21 crore in March 2019 to 86,100.95 crore in March 2025. The bank's total income also saw a significant rise, reaching 1,38,070.10 crore in March 2025, compared to 63,074.16 crore in March 2020. Net interest income followed suit, increasing from 17,437.79 crore in March 2020 to 42,782.17 crore in March 2025. Profit before tax surged dramatically from 738.99 crore in March 2020 to 25,156.07 crore in March 2025, while profit after tax rose from 336.20 crore to 16,630.20 crore in the same period. The bank's net profit margin improved significantly, reaching 13.66% in March 2025, up from a negative margin of -19.44% in March 2019. Additionally, the bank's total assets grew from 8,31,170.40 crore in March 2020 to 18,20,011.39 crore by March 2025, reflecting a strong balance sheet. The capital adequacy ratio also improved, indicating a solid capital position, with a total ratio of 17.01% in March 2025. Overall, Punjab Natl.Bank's financial performance has shown a positive trend, marked by increasing revenues, profits, and a strengthening balance sheet over the years.