How has been the historical performance of Sundaram Finance?

Answer:The historical performance of Sundaram Finance shows a consistent growth trajectory in net sales and profit over the years, with net sales increasing from 3,693.43 Cr in Mar'19 to 8,485.63 Cr in Mar'25. Operating profit has also seen a significant rise, reaching 6,895.93 Cr in Mar'25 from 2,780.32 Cr in Mar'19. Profit before tax has grown from 1,417.78 Cr in Mar'19 to 2,447.39 Cr in Mar'25, while profit after tax increased from 1,029.82 Cr to 1,879.44 Cr in the same period. The company's total assets have expanded from 44,622.51 Cr in Mar'20 to 75,336.67 Cr in Mar'25, reflecting strong growth in both current and non-current assets. However, total liabilities have also risen, from 44,622.51 Cr to 75,336.67 Cr, indicating increased borrowing, particularly in short-term borrowings which grew from 30,531.46 Cr to 52,406.48 Cr. Cash flow from operating activities has been negative in recent years, with -8,985.00 Cr reported in Mar'25, contrasting with positive cash flow in earlier years. Despite these challenges, the company has maintained a healthy earnings per share, which rose from 105.4 in Mar'19 to 170.53 in Mar'25.

Breakdown:
Sundaram Finance has demonstrated robust growth in net sales, which increased significantly from 3,693.43 Cr in Mar'19 to 8,485.63 Cr in Mar'25, indicating a strong upward trend. Operating profit has followed suit, climbing from 2,780.32 Cr to 6,895.93 Cr over the same period. Profit before tax has also shown a positive trajectory, rising from 1,417.78 Cr to 2,447.39 Cr, while profit after tax increased from 1,029.82 Cr to 1,879.44 Cr, reflecting the company's effective management of expenses and revenue generation. Total assets have expanded from 44,622.51 Cr to 75,336.67 Cr, showcasing the company's growth in both current and non-current assets. However, total liabilities have increased correspondingly, from 44,622.51 Cr to 75,336.67 Cr, primarily driven by a rise in short-term borrowings. Cash flow from operating activities has turned negative, with -8,985.00 Cr in Mar'25, contrasting with earlier years of positive cash flow, which may raise concerns about liquidity. Despite these challenges, the earnings per share have improved from 105.4 to 170.53, indicating strong profitability per share for investors.