How has been the historical performance of Suryoday Small?

Answer:The historical performance of Suryoday Small shows a fluctuating yet generally upward trend in various financial metrics over the years, with significant growth in interest earned and net profit.

Breakdown:
Suryoday Small's interest earned has increased from 766.69 crore in Mar'20 to 1,953.75 crore in Mar'25, reflecting a strong growth trajectory. The total income also rose significantly from 854.14 crore in Mar'20 to 2,171.00 crore in Mar'25. However, interest expended has also risen, from 276.18 crore in Mar'20 to 847.61 crore in Mar'25, leading to a net interest income of 1,106.14 crore in Mar'25, up from 490.51 crore in Mar'20. The total expenditure, excluding depreciation, has increased from 272.12 crore in Mar'20 to 934.19 crore in Mar'25, with employee costs and other operating expenses contributing to this rise. Profit before tax peaked at 287.57 crore in Mar'24 but dropped to 143.83 crore in Mar'25, while profit after tax followed a similar pattern, reaching 215.96 crore in Mar'24 and then declining to 114.97 crore in Mar'25. The company's net profit has shown volatility, with a loss of 93.03 crore in Mar'22 turning into a profit of 114.97 crore in Mar'25. On the balance sheet, total assets grew from 5,364.52 crore in Mar'20 to 12,384.68 crore in Mar'24, with significant increases in deposits and advances. Cash flow has also seen fluctuations, with a net increase in cash and cash equivalents of 349 crore in Mar'24, compared to a decrease of 149 crore in Mar'23. Overall, while Suryoday Small has experienced growth in key financial metrics, the recent decline in profits and increasing expenditures highlight areas for potential concern.