How has been the historical performance of the Federal Bank?

Answer:The historical performance of the Federal Bank shows a consistent growth trajectory in various financial metrics over the years. Breakdown: Federal Bank's interest earned has increased significantly from Rs 13,210.75 crore in Mar'20 to Rs 26,365.25 crore in Mar'25, reflecting a strong upward trend. The bank's net interest income also rose from Rs 4,176.35 crore in Mar'19 to Rs 9,467.99 crore in Mar'25, indicating improved profitability. Total income followed suit, climbing from Rs 12,770.05 crore in Mar'19 to Rs 30,166.50 crore in Mar'25. Despite rising interest expenses, which grew from Rs 7,242.68 crore in Mar'19 to Rs 16,897.26 crore in Mar'25, the bank maintained a healthy profit before tax of Rs 5,368.07 crore in Mar'25, up from Rs 1,907.25 crore in Mar'19. Profit after tax also saw a substantial increase, reaching Rs 4,051.89 crore in Mar'25 compared to Rs 1,243.89 crore in Mar'19. The bank's total assets grew from Rs 1,60,869.51 crore in Mar'19 to Rs 3,18,376.08 crore in Mar'24, while total liabilities increased from Rs 1,60,869.51 crore to Rs 3,18,376.08 crore in the same period. The capital adequacy ratio improved from 14.14% in Mar'19 to 16.4% in Mar'25, showcasing a strong capital position. The number of branches and ATMs also increased, indicating expansion in the bank's operational footprint. Overall, Federal Bank has demonstrated robust growth in income, profitability, and asset base over the years.