How has been the historical performance of the I O B?

Answer:The historical performance of I O B shows a significant improvement in financial metrics over the years, particularly from March 2021 to March 2025.

Breakdown:
I O B's interest earned has shown a steady increase, rising from Rs 16,965.53 crore in March 2021 to Rs 28,131.01 crore in March 2025. This growth is primarily driven by interest on advances, which grew from Rs 10,834.35 crore in March 2021 to Rs 20,182.13 crore in March 2025. The total income also reflects this upward trend, increasing from Rs 22,524.55 crore in March 2021 to Rs 33,676.08 crore in March 2025. Net interest income followed suit, climbing from Rs 5,898.50 crore in March 2021 to Rs 10,890.21 crore in March 2025. Despite a rise in interest expended, which reached Rs 17,240.80 crore in March 2025, the profit before tax improved significantly from a loss of Rs 8,344.48 crore in March 2020 to a profit of Rs 4,511.72 crore in March 2025. Consequently, profit after tax also increased from Rs 831.47 crore in March 2021 to Rs 3,334.71 crore in March 2025. The earnings per share (EPS) rose from Rs 0.51 in March 2021 to Rs 1.73 in March 2025, indicating enhanced shareholder value. Additionally, the capital adequacy ratio improved from 15.32% in March 2021 to 19.74% in March 2025, reflecting a stronger capital position. Overall, I O B has demonstrated a robust recovery and growth trajectory in its financial performance over the observed years.