How has been the historical performance of the IDBI Bank?

Answer:The historical performance of IDBI Bank shows a significant recovery and growth trajectory over the years, particularly from 2021 onwards.

Breakdown:
IDBI Bank's interest earned has increased from Rs 18,291.90 crore in March 2022 to Rs 28,902.03 crore in March 2025, reflecting a strong upward trend. The net interest income also rose from Rs 9,162.49 crore in March 2022 to Rs 14,626.46 crore in March 2025. Total income followed a similar pattern, climbing from Rs 22,981.80 crore in March 2022 to Rs 33,826.02 crore in March 2025. The bank's profit before tax surged from Rs 3,608.62 crore in March 2022 to Rs 10,568.21 crore in March 2025, while profit after tax increased from Rs 2,439.27 crore to Rs 7,515.17 crore during the same period. The capital adequacy ratio improved significantly, reaching 25.05% in March 2025, up from 19.06% in March 2022. Additionally, the amount of gross NPAs decreased from Rs 34,114.83 crore in March 2022 to Rs 6,695.15 crore in March 2025, indicating better asset quality. The bank's net profit margin also improved, rising from 13.34% in March 2022 to 26.0% in March 2025, showcasing enhanced profitability. Overall, IDBI Bank has demonstrated a robust recovery with improved financial metrics and a solid growth trajectory in recent years.