How has been the historical performance of Ujjivan Small?

Answer:The historical performance of Ujjivan Small shows significant growth in various financial metrics over the years, particularly from March 2019 to March 2025. Breakdown: Ujjivan Small's interest earned has increased from 1,831.61 crore in March 2019 to 6,354.39 crore in March 2025, reflecting a strong upward trend. The total income also rose substantially, from 2,037.57 crore in March 2019 to 7,200.59 crore in March 2025. Despite this growth, interest expended has also increased, reaching 2,718.12 crore in March 2025, which resulted in a net interest income of 3,636.27 crore for the same period. The profit before tax peaked at 1,702.17 crore in March 2024 but fell to 941.57 crore in March 2025, while profit after tax followed a similar trend, decreasing from 1,281.50 crore in March 2024 to 726.10 crore in March 2025. The company's total assets grew from 18,421.37 crore in March 2019 to 47,714.24 crore in March 2025, indicating robust expansion. However, the net profit margin has fluctuated, with a notable drop to 11.43% in March 2025 from 22.57% in March 2024. The capital adequacy ratio has remained at 0.0% since March 2022, and the amount of gross NPAs increased to 695.89 crore in March 2025. Overall, Ujjivan Small has demonstrated significant growth in income and assets, although profitability metrics have shown volatility in recent years.