How has been the historical performance of Ujjivan Small?

Answer:The historical performance of Ujjivan Small shows a significant growth trajectory in various financial metrics over the years.

Breakdown:
Ujjivan Small's interest earned has increased from 2,703.60 Cr in Mar'20 to 6,354.39 Cr in Mar'25, indicating a robust growth in income generation. The net interest income also rose from 1,106.41 Cr in Mar'19 to 3,636.27 Cr in Mar'25, reflecting improved profitability. However, the profit before tax peaked at 1,702.17 Cr in Mar'24 but dropped to 941.57 Cr in Mar'25, while profit after tax followed a similar trend, decreasing from 1,281.50 Cr in Mar'24 to 726.10 Cr in Mar'25. The total income has shown a consistent upward trend, reaching 7,200.59 Cr in Mar'25 from 2,037.57 Cr in Mar'19. On the expenditure side, total expenditure (excluding depreciation) increased from 1,003.35 Cr in Mar'19 to 2,793.24 Cr in Mar'25, which includes a rise in employee costs and other operating expenses. The company's total assets grew significantly from 18,421.37 Cr in Mar'20 to 47,714.24 Cr in Mar'25, while total liabilities also increased from 18,421.37 Cr to 47,714.23 Cr in the same period. Cash and cash equivalents improved from 1,338.00 Cr in Mar'20 to 3,156.00 Cr in Mar'25, indicating a positive cash flow trend. Overall, Ujjivan Small has demonstrated substantial growth in income and assets, although recent profit figures suggest a need for strategic adjustments.