How has been the historical performance of Utkarsh Small F.?

Answer:The historical performance of Utkarsh Small Finance Bank has shown significant growth over the years, particularly in interest earned and net profit metrics. Breakdown: Utkarsh Small Finance Bank's interest earned has increased from 1,580.99 crore in Mar'21 to 3,764.93 crore in Mar'25, reflecting a strong upward trend. The bank's total income also rose substantially, reaching 4,364.76 crore in Mar'25 from 561.86 crore in Mar'18. However, the profit before tax saw a decline in Mar'25 to 27.65 crore from 659.39 crore in Mar'24, resulting in a profit after tax of 23.70 crore in Mar'25, down from 497.63 crore the previous year. Despite this drop in profitability, the bank's net profit has shown resilience, increasing from a loss of 63.02 crore in Mar'18 to a profit of 23.70 crore in Mar'25. The total assets of the bank have grown significantly, reaching 23,902.89 crore in Mar'24, up from 6,244.61 crore in Mar'19. Additionally, the bank's deposits increased to 17,472.60 crore in Mar'24, indicating strong customer confidence. The cash and cash equivalents also improved, closing at 3,027.00 crore in Mar'24, up from 516.00 crore in Mar'19. Overall, while there have been fluctuations in profitability, the bank has demonstrated robust growth in its operational metrics and asset base.