IDBI Bank Ltd. Hits New 52-Week High of Rs.118.45 on 5 Jan 2026

Stock Performance and Market Context

On the day the new high was recorded, IDBI Bank’s stock touched an intraday peak of Rs.118.45, marking a 3.13% increase from its previous close. Despite this, the stock closed with a day change of -2.35%, underperforming its sector by 2.38%. The intraday low was Rs.110.7, representing a 3.61% dip from the previous close, indicating some volatility within the trading session. Notably, the stock has now traded above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, signalling a strong upward trend across multiple timeframes.

The broader market context saw the Sensex open lower at 85,640.05, down 121.96 points (-0.14%), and trading marginally down by 0.08% at 85,695.39 during the session. The Sensex remains close to its own 52-week high of 86,159.02, just 0.54% away, supported by bullish moving averages with the 50-day moving average above the 200-day moving average. Small-cap stocks led the market gains, with the BSE Small Cap index rising by 0.12%.

Strong One-Year Returns Outperforming Benchmarks

IDBI Bank Ltd. has delivered a remarkable one-year return of 44.62%, significantly outperforming the Sensex’s 8.13% gain over the same period. The stock’s 52-week low was Rs.65.89, highlighting the substantial appreciation in value over the past year. This performance places IDBI Bank well ahead of many peers in the private sector banking space, reflecting both operational strength and market confidence.

Financial Strength and Profitability Metrics

The bank’s financial metrics underpin its strong market performance. IDBI Bank boasts a high Capital Adequacy Ratio of 18.72%, indicating substantial buffers against risk-weighted assets. This robust capital position supports the bank’s lending and growth capabilities while maintaining regulatory compliance.

Net profit growth has been impressive, with an annualised rate of 31.01%. The latest quarterly results for September 2025 further reinforce this trend, with a Profit After Tax (PAT) of Rs.3,627.36 crore, representing an 85.9% increase compared to the previous four-quarter average. Operating cash flow for the year reached a record Rs.24,036.98 crore, highlighting strong cash generation capacity.

Asset quality has also improved, with the Gross Non-Performing Assets (NPA) ratio at a low 2.65% in the latest quarter. This reduction in NPAs contributes to the bank’s enhanced profitability and risk profile. Return on Assets (ROA) stands at a healthy 2.3%, reflecting efficient utilisation of assets to generate earnings.

Valuation and Market Positioning

IDBI Bank’s valuation metrics present an attractive picture. The stock trades at a Price to Book Value of 1.8, which is at a discount relative to its peers’ average historical valuations. The Price/Earnings to Growth (PEG) ratio is notably low at 0.3, indicating that the stock’s price growth is well supported by its earnings growth trajectory.

Over the past year, the stock’s profit growth of 44.4% closely aligns with its share price appreciation of 44.62%, suggesting that the market has fairly priced in the company’s earnings momentum. The bank’s market capitalisation grade is rated 2, reflecting its mid-cap status within the private sector banking industry.

Recent Rating Upgrade and Market Sentiment

On 30 Dec 2025, IDBI Bank’s Mojo Grade was upgraded from Hold to Buy, with a current Mojo Score of 71.0. This upgrade reflects improved fundamentals and positive trend assessments. Despite the strong performance, domestic mutual funds hold a relatively small stake of 1.03%, which may indicate a cautious stance or selective allocation within institutional portfolios.

Technical Momentum and Trend Analysis

The stock’s recent price action shows a four-day consecutive gain prior to the day it reached the new 52-week high, indicating sustained buying interest and positive momentum. Although the stock experienced a decline after hitting the high, it remains well supported by its moving averages across all key periods, which is a bullish technical indicator.

This technical strength is complemented by the broader market’s positive trend, with the Sensex trading above its 50-day and 200-day moving averages. The alignment of IDBI Bank’s price action with these market trends suggests a healthy market environment supporting the stock’s performance.

Summary of Key Metrics

To summarise, IDBI Bank Ltd. has demonstrated strong financial and market performance over the past year, culminating in a new 52-week high of Rs.118.45. Key highlights include:

• One-year stock return of 44.62% versus Sensex’s 8.13%


• Capital Adequacy Ratio of 18.72%


• Annual net profit growth rate of 31.01%


• Quarterly PAT of Rs.3,627.36 crore, up 85.9%


• Gross NPA ratio at 2.65%


• Operating cash flow at Rs.24,036.98 crore


• ROA of 2.3% and Price to Book Value of 1.8


• Mojo Grade upgraded to Buy with a score of 71.0

These factors collectively underpin the stock’s recent rally and its attainment of a new 52-week high, reflecting both fundamental strength and positive market dynamics.

Only Rs. 9,999 - Get MojoOne + Stock of the Week for 1 Year (MRP = Rs. 34,999) Start Today