Intraday Price Movement and Market Context
On 1 Feb 2026, IRFC opened with some optimism but soon faced selling pressure that pushed the stock down to an intraday low of Rs 116.35, representing a decline of 3.16% from its previous close. Earlier in the session, the stock had touched a high of Rs 124, up 3.2%, indicating a volatile trading day. The closing day change registered a sharp fall of 4.49%, significantly underperforming the Finance sector by 1.83% and the Sensex by 2.46 percentage points.
The broader market, represented by the Sensex, reversed sharply after a positive start. The index initially rose by 119.19 points but then plunged by 1,790.57 points, closing at 80,598.40, down 2.03%. This reversal contributed to the negative sentiment surrounding IRFC shares.
Technical Indicators and Moving Averages
IRFC’s price action remains under pressure as it trades below all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages. This technical positioning suggests a sustained bearish trend in the short to medium term. The stock’s inability to sustain levels above these averages indicates persistent selling interest and a lack of immediate buying support.
In contrast, the Sensex is trading below its 50-day moving average, although the 50DMA remains above the 200DMA, signalling some underlying resilience in the broader market despite the current correction.
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Performance Comparison and Historical Trends
IRFC’s recent performance contrasts sharply with the Sensex and its own historical returns. Over the past day, the stock declined by 5.53%, more than double the Sensex’s 2.03% fall. Over one month, IRFC’s loss stands at 8.91%, nearly twice the Sensex’s 4.81% decline. The three-month trend is similar, with IRFC down 8.39% versus the Sensex’s 4.51% fall.
Year-to-date, IRFC has declined 8.91%, underperforming the Sensex’s 5.42% drop. Over the past year, the stock’s performance has been notably weaker, falling 23.49% while the Sensex gained 5.00%. Despite this recent weakness, IRFC’s longer-term returns remain strong, with a three-year gain of 263.78% and a five-year gain of 356.74%, substantially outperforming the Sensex’s respective 35.46% and 74.13% returns.
Mojo Score and Analyst Ratings
Indian Railway Finance Corporation Ltd currently holds a Mojo Score of 40.0, categorised as a Sell grade. This represents a downgrade from its previous Hold rating, which was revised on 11 Aug 2025. The company’s Market Cap Grade is 1, indicating a relatively lower market capitalisation within its peer group. The downgrade reflects the stock’s recent underperformance and the prevailing market pressures weighing on its valuation.
Sector and Industry Context
Operating within the Finance sector and Finance industry, IRFC’s intraday weakness is more pronounced than the sector average. The stock’s underperformance by 1.83% relative to its sector peers highlights specific pressures impacting IRFC beyond the general market downturn. This divergence suggests that factors unique to the company or its valuation are influencing investor sentiment today.
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Immediate Pressures and Market Sentiment
The sharp intraday decline and failure to hold gains above Rs 120 indicate immediate selling pressure on IRFC shares. The stock’s trading below all major moving averages signals a lack of short-term momentum, which may be contributing to cautious sentiment among market participants. The broader market’s reversal from gains to losses has further dampened confidence, amplifying the downward pressure on the stock.
Given the stock’s recent downgrade and the prevailing negative momentum, IRFC’s price action today reflects a consolidation of bearish sentiment. The combination of sector underperformance, technical weakness, and a challenging market environment has culminated in the stock touching its intraday low of Rs 116.35.
Summary of Key Metrics
To summarise, Indian Railway Finance Corporation Ltd’s key intraday and performance metrics on 1 Feb 2026 are:
- Intraday high: Rs 124 (+3.2%)
- Intraday low: Rs 116.35 (-3.16%)
- Day change: -4.49%
- Underperformance vs Finance sector: -1.83%
- Underperformance vs Sensex: -2.46%
- Mojo Score: 40.0 (Sell, downgraded from Hold on 11 Aug 2025)
- Market Cap Grade: 1
- Trading below all key moving averages (5, 20, 50, 100, 200 days)
These figures illustrate the stock’s current challenges in maintaining price levels amid a broadly negative market backdrop.
Conclusion
Indian Railway Finance Corporation Ltd’s intraday low of Rs 116.35 on 1 Feb 2026 underscores the prevailing price pressure and subdued market sentiment affecting the stock. The combination of technical weakness, sector underperformance, and a sharp reversal in the broader market has contributed to the stock’s decline. While the company’s longer-term performance remains robust, the immediate trading environment reflects cautious investor positioning and a continuation of downward momentum.
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