Is 21st Cent. Mgmt. overvalued or undervalued?

As of 17 October 2025, the valuation grade for 21st Century Management has moved from risky to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued. Key ratios include a PE ratio of -5.23, an EV to EBITDA of -5.56, and an impressive ROCE of 223.00%.
In comparison to peers, 21st Century Management stands out with its negative PE ratio and EV to EBITDA, contrasting sharply with Bajaj Finance, which has a PE ratio of 38.21, and Life Insurance, which boasts a PE of 11.49. Despite recent stock performance lagging behind the Sensex, particularly with a year-to-date return of -46.03% compared to the Sensex's 7.44%, the underlying valuation metrics suggest that the company presents a compelling investment opportunity at its current price of 48.90.