Is 21st Cent. Mgmt. overvalued or undervalued?

As of 17 October 2025, the valuation grade for 21st Century Management has moved from risky to very attractive. The company is currently considered undervalued, particularly highlighted by its PE ratio of -5.23 and EV to EBITDA of -5.56, which are significantly lower than its peers. Additionally, the company boasts a remarkable ROCE of 223.00% and an ROE of 116.66%, indicating strong profitability metrics.
In comparison to its peers, 21st Century Management stands out with a PEG ratio of 0.00, while Bajaj Finance, a competitor, has a PE ratio of 38.21, showcasing a stark contrast in valuation. Similarly, Life Insurance, another peer, has a PE ratio of 11.49, further emphasizing the undervaluation of 21st Century Management. Despite recent stock performance lagging behind the Sensex, particularly with a year-to-date return of -46.03% compared to the Sensex's 7.44%, the fundamental metrics suggest a compelling investment opportunity.