Is Aadhar Hsg. Fin. overvalued or undervalued?

Nov 11 2025 08:13 AM IST
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As of November 10, 2025, Aadhar Housing Finance is considered undervalued with a valuation grade upgrade to attractive, highlighted by a PE ratio of 21.71 and strong performance, including a year-to-date return of 17.35%, significantly outperforming the Sensex.
As of 10 November 2025, the valuation grade for Aadhar Housing Finance has moved from fair to attractive, indicating a shift in perception regarding its worth. The company is currently deemed undervalued based on its financial metrics. Key ratios include a PE Ratio of 21.71, an EV to EBIT of 8.31, and a Price to Book Value of 0.31, which suggest that the stock is trading at a discount compared to its earnings and book value.

In comparison to peers, Aadhar Housing Finance stands out with a significantly lower PE ratio than Bajaj Finance, which is at 38.76, and a more favorable EV to EBITDA ratio compared to Bajaj Finserv at 13.13. The company's recent performance shows a year-to-date return of 17.35%, outperforming the Sensex's 6.91%, reinforcing the notion that Aadhar Housing Finance is positioned well in the market.
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