Is ACNB Corp. overvalued or undervalued?

As of 21 November 2025, the valuation grade for ACNB Corp. moved from expensive to fair, indicating a more favorable assessment of its stock. The company is currently fairly valued, with a P/E ratio of 13, a Price to Book Value of 1.17, and an EV to EBITDA of 14.34. In comparison to its peers, Peoples Financial Services Corp. has a lower P/E ratio of 10.84 and is classified as very attractive, while MidWestOne Financial Group, Inc. is considered expensive with a P/E of -12.07.
Despite the absence of recent return data, ACNB Corp.'s valuation metrics suggest it is positioned reasonably within its industry. The stock's performance relative to the S&P 500 remains unreported, but the shift in valuation grade reinforces the notion that the stock is fairly valued in the current market context.