Is AD Manum Finance overvalued or undervalued?

As of 1 October 2025, the valuation grade for AD Manum Finance has moved from attractive to very attractive, indicating a significant positive shift in its perceived value. The company is currently deemed undervalued based on its strong financial ratios, including a PE ratio of 4.65, an EV to EBIT of 4.74, and a PEG ratio of 0.18, all of which suggest that the stock is trading at a substantial discount compared to its earnings growth potential.
In comparison to its peers, AD Manum Finance stands out with a much lower PE ratio than Bajaj Finance, which is at 35.27, and a significantly lower EV to EBITDA ratio compared to Bajaj Finserv at 12.78. This peer comparison reinforces the notion that AD Manum Finance is undervalued relative to its industry counterparts. Despite recent underperformance against the Sensex, particularly over the past year with a return of -47.53% compared to the Sensex's -3.90%, the company's fundamentals suggest that it presents a compelling investment opportunity at its current price of 67.68.