Is Adit.Birla Money overvalued or undervalued?

As of 10 November 2025, Adit.Birla Money's valuation grade has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued, especially when compared to its peers. Key ratios include a PE ratio of 15.66, a Price to Book Value of 0.33, and an EV to EBITDA of -26.60, which highlights the company's low valuation relative to its earnings potential.
In comparison to its peers, Adit.Birla Money stands out with a PE ratio that is significantly lower than Bajaj Finance's 38.76 and Life Insurance's 11.14, both of which are in the very expensive and very attractive categories, respectively. Additionally, the PEG ratio of 0.00 suggests that the company is not only undervalued but also has strong growth potential compared to its peers. Despite recent stock performance lagging behind the Sensex, particularly in the year-to-date return of -40.39% versus the Sensex's 6.91%, the long-term outlook remains promising with a 3-year return of 151.40%.