Is Alacrity Sec. overvalued or undervalued?

As of 20 June 2025, the valuation grade for Alacrity Sec. has moved from expensive to very expensive, indicating a significant increase in perceived overvaluation. The company is currently assessed as overvalued. Key ratios include a PE ratio of 26.31, an EV to EBIT of 26.54, and an EV to EBITDA of 25.59, which are considerably higher than many peers in the industry.
In comparison, Life Insurance operates at a fair valuation with a PE ratio of 12.26 and EV to EBITDA of 9.63, while Bajaj Finance is classified as very expensive with a PE ratio of 33.79. The disparity in these ratios highlights Alacrity Sec.'s elevated valuation relative to its peers. Additionally, the stock has underperformed against the Sensex, particularly year-to-date, where it has declined by 55.52% compared to the Sensex's gain of 5.46%.