Is Alacrity Sec. overvalued or undervalued?

As of 2 July 2025, the valuation grade for Alacrity Sec. has moved from expensive to very expensive. This indicates a significant increase in perceived overvaluation. The company is currently deemed overvalued, with a PE ratio of 26.25, an EV to EBITDA ratio of 25.53, and a Price to Book Value of 5.11, all of which are considerably higher than industry peers. For instance, Life Insurance has a PE ratio of 12.54 and Bajaj Finance stands at 34.46, further highlighting Alacrity's premium valuation.
In comparison to its peers, Alacrity Sec.'s PEG ratio is notably low at 0.00, suggesting no growth expectations are priced in, which is unusual for a company with such high valuation multiples. The company's recent stock performance has been lackluster, with a year-to-date return of -55.62%, contrasting sharply with the Sensex's 6.75% gain. This further reinforces the notion that Alacrity Sec. is overvalued in the current market environment.