Is Alacrity Sec. overvalued or undervalued?

As of 10 November 2025, the valuation grade for Alacrity Sec. has moved from fair to attractive, indicating a positive shift in its perceived value. The company appears to be undervalued based on its current metrics, with a PE ratio of 21.31, an EV to EBITDA of 18.83, and a ROCE of 16.40%. In comparison to its peers, Alacrity Sec. stands out as more attractively priced than Bajaj Finance, which has a PE ratio of 38.76, and Bajaj Finserv, with a PE of 35.58.
Despite recent stock performance showing a significant decline year-to-date at -63.97%, the long-term perspective is more favorable, with a remarkable 3-year return of 377.43%. This suggests that while the stock has faced short-term challenges, its valuation metrics and peer comparisons indicate that Alacrity Sec. is currently undervalued in the market.