Is Amarnath Sec. overvalued or undervalued?

As of 6 November 2025, the valuation grade for Amarnath Sec. has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently assessed as undervalued. Key financial ratios include a PE ratio of 21.22, an EV to EBIT of 4.72, and a Price to Book Value of 0.90, which suggest that the stock is trading at a discount compared to its intrinsic value.
In comparison to its peers, Amarnath Sec. stands out with a much lower PE ratio than Bajaj Finance, which is at 37.19, and Life Insurance, which has a PE of 11.62. The PEG ratio for Amarnath is notably low at 0.00, further reinforcing its undervaluation relative to competitors. Despite recent stock performance showing a decline of 57.25% over the past year compared to a modest 3.65% increase in the Sensex, the current valuation metrics suggest that Amarnath Sec. presents a compelling investment opportunity.