Is Amerant Bancorp, Inc. overvalued or undervalued?

As of 23 July 2025, the valuation grade for Amerant Bancorp, Inc. moved from risky to very expensive. The company is overvalued, as indicated by its Price to Book Value of 0.80, EV to Sales ratio of 1.32, and a negative ROE of -1.74%. In comparison to peers, Inter & Co., Inc. has a fair valuation with a P/E of 18.88, while Pathward Financial, Inc. is attractive with an EV to EBITDA of 9.78.
The recent stock performance shows that Amerant Bancorp has underperformed compared to the S&P 500, with a year-to-date return of -5.0% versus the S&P 500's 12.22%. This underperformance reinforces the view that the stock is currently overvalued.