Is Anjani Finance overvalued or undervalued?

As of 20 October 2025, the valuation grade for Anjani Finance has moved from attractive to very attractive, indicating a significant positive shift in its perceived value. The company appears to be undervalued, especially when considering its key financial ratios. The PE ratio stands at 21.08, while the EV to EBIT and EV to EBITDA ratios are both at 9.57, suggesting that the company is trading at a lower multiple compared to its earnings and cash flows.
In comparison to its peers, Anjani Finance's valuation metrics are compelling. For instance, Bajaj Finance is categorized as very expensive with a PE ratio of 38.6, and Life Insurance is very attractive with a PE of 11.57. Anjani Finance's PEG ratio is notably at 0.00, which further emphasizes its undervaluation relative to growth expectations. Additionally, the company's stock has outperformed the Sensex over the past month, with a return of 19.88% compared to the Sensex's 2.10%, reinforcing the positive valuation narrative.