Is Apollo Finvest overvalued or undervalued?

As of 14 November 2025, Apollo Finvest's valuation grade has moved from fair to attractive, indicating a shift in its perceived value. The company is currently considered undervalued. Key ratios include a PE ratio of 25.72, an EV to EBIT of 19.14, and a ROCE of 10.69%.
When compared to peers, Apollo Finvest's PE ratio is significantly lower than that of Bajaj Finance, which stands at 34.62, and Bajaj Finserv at 34.07, both categorized as very expensive. Additionally, Life Insurance is noted as very attractive with a PE of 11.25, highlighting the competitive landscape. Despite recent underperformance relative to the Sensex, with a year-to-date return of -41.51% compared to the Sensex's 8.22%, the company's attractive valuation suggests potential for recovery and growth.