Is Aptus Value Hou. overvalued or undervalued?

As of 14 August 2025, Aptus Value Housing Finance has moved from an expensive to a very expensive valuation grade. The company is currently overvalued based on its financial ratios and peer comparisons. Key ratios include a PE Ratio of 22.28, a Price to Book Value of 4.12, and an EV to EBITDA of 15.30, which are significantly higher than many of its peers.
In comparison, HUDCO, which is also considered very expensive, has a PE Ratio of 15.04 and an EV to EBITDA of 13.50, while LIC Housing Finance, rated as attractive, shows a much lower PE Ratio of 5.68. This indicates that Aptus Value Housing Finance is trading at a premium compared to its peers. Additionally, the company's recent stock performance has outpaced the Sensex, with a year-to-date return of 22.68% compared to the Sensex's 3.15%, further emphasizing its overvaluation status.